Business banking built exclusively for truckers and carriers — manage your finances, get funded fast, and control spending on the road
The first premium banking solution built exclusively for truckers and carriers — your complete financial partner on the road
The OTR Clutch Card is part of OTR Clutch — a complete premium banking solution designed to simplify business finances, cash management, and everyday spending for carriers and trucking professionals.
No more juggling multiple accounts or dealing with banks that don't understand your business. Clutch gives you everything you need to manage your money from the road.
Open a business account with no credit checks, no minimum balances, and zero hidden fees. It's banking without the barriers.
Get a sleek metal business debit card with digital wallet support (Apple Pay & Google Pay). Use it anywhere Visa is accepted.
Earn 0.25% cash back on every purchase — fuel, supplies, maintenance, everything. Put more money back into your business.
Earn interest on your balance with the SavingsPod. Your unused funds grow over time — making your money work for you while you're on the road.
If you factor with OTR Solutions, your Clutch account links directly to your factoring wallet. Split funds between banking and fuel cards instantly.
Download the OTR Clutch mobile app and manage your banking, spending, and cards from anywhere. Complete control at your fingertips.
When you combine the OTR Clutch Card with our factoring services, you get the ultimate financial solution
Banking + Factoring = Total Financial Control
Factored invoices deposit directly to your Clutch account — access your money immediately.
Automatically split funds between your Clutch card, fuel card, and savings — customize for your needs.
See factored payments, card spending, and savings growth all in one dashboard — total visibility.
Everything in one place makes bookkeeping easier — perfect for tax season and business reporting.
Join hundreds of truckers who've simplified their finances with the OTR Clutch Card
No credit check • No setup fees • Free to open
Getting started with OTR Clutch is simple. Here's how it works:
Anyone with a U.S. based business can open an OTR Clutch account. Use it as your primary or secondary expense account.
Access your routing information in the app and update your bank details with brokers and your factoring company.
Add cardholders, set spending limits, and manage your business finances from the road with the mobile app.
Join truckers who've simplified their business banking with OTR Clutch
Let's get you funded. Fill out the form below or give us a call to get started today.
We'll review your application within 1 hour
Josh will call to discuss your needs
Most applications approved same day
Submit your first invoice and get paid!